F2 (2 main rooms, 50-70 sqm) is in 2026 the ideal format for a childless young couple in Algiers or a rental investor seeking cost-rent balance. Entry ticket: 6M DZD in Bab Ezzouar to 16M DZD in Hydra. Furnished rent 35-70k DZD/month. Net yield 5-8%. This 2026 guide prices 15 Algiers districts with median F2 price, observed rent, target tenants, detailed ROI calculation.
F2 barometer per Algiers district 2026: 15 zones priced
2026 F2 60 sqm median prices per district: Bab Ezzouar 6-8M DZD; Kouba 6.5-9M; Hussein Dey 7-9.5M; El Harrach 6-8.5M; Bologhine 8.5-11M; Bordj El Kiffan 8-10.5M; Ain Naadja 7.5-9.5M; Draria 8-10.5M; Dély Ibrahim 11-14M; Ben Aknoun 12-15M; El Biar 13-16M; Hydra 13-17M; Bir Mourad Rais 11-14M; Chéraga 9.5-12M; Ouled Fayet 9-11.5M. F2 is 40-60% more expensive than equivalent F1 but offers 25% more rent, maintaining competitive ROI.
F2 observed rent per district furnished/unfurnished
2026 F2 monthly rent: Bab Ezzouar furnished 35-45k DZD / unfurnished 25-33k; Kouba 38-48k / 28-36k; Hussein Dey 40-50k / 30-38k; Bologhine 45-55k / 33-42k; Ben Aknoun 55-70k / 42-52k; El Biar 60-75k / 45-56k; Hydra 65-90k / 50-68k; Chéraga 45-58k / 34-44k; Dély Ibrahim 55-68k / 42-52k. Furnished generates +33% rent but +40% tenant turnover. CDI couple prefers unfurnished (3-6 year lease); ROI investor prefers high-rotation furnished.
Net ROI calculation Hussein Dey: 7.2%
2026 case F2 65 sqm Hussein Dey bought 8M DZD, furnished at 44,000 DZD/month. Gross annual rent: 528,000 DZD. Charges: IFU 5% = 26,400 DZD, manager 15,000, PNO 10,000, maintenance 25,000, vacancy 6% = 31,680. Total 108,080. Net income 419,920 DZD/year. On 8M + 8% fees (640k) = 8.64M invested, net ROI 4.86%. Adding estimated Hussein Dey added-value 3-5%/year = total 8-10%/year. F2 generates 55% more rental income than equivalent F1.
15-district F2 ROI ranking: Bab Ezzouar 6.8% leads
2026 F2 net ROI per district: 1. Bab Ezzouar 6.8%; 2. Kouba 6.5%; 3. Hussein Dey 6.3%; 4. Bordj El Kiffan 6.0%; 5. El Harrach 5.9%; 6. Bologhine 5.7%; 7. Ain Naadja 5.6%; 8. Ouled Fayet 5.2%; 9. Chéraga 5.0%; 10. Draria 4.9%; 11. Ben Aknoun 4.6%; 12. Dély Ibrahim 4.4%; 13. Bir Mourad Rais 4.2%; 14. El Biar 3.9%; 15. Hydra 3.5%. Popular East districts dominate immediate; premium West wins added-value (6-8%/year vs 3-5%). Over 10 years, gap narrows.
F2 target profiles: DINK young couples and expat executives
3 dominant F2 tenant profiles Algiers 2026: (1) Childless young couples (DINK) 25-32, 2 cumulated salaries 250-400k DZD/month — seek unfurnished F2 in Chéraga, Bologhine, Dély Ibrahim for long lease. (2) Single expat executives 30-45 (multinationals, embassies) — seek furnished F2 Hydra, El Biar, Ben Aknoun, willing to pay 60-90k DZD/month. (3) Rental investors subletting furnished short-term Airbnb (Hydra, El Biar, Algiers Center): ADR 5,000-9,000 DZD/night, 60-75% occupancy.
F2 financing: 15% down, 50-80k DZD monthly over 20 years
Concrete case: F2 purchase 9M DZD Kouba 2026. 15% down = 1.35M + 8% ancillary fees (720k) = 2.07M DZD out of pocket. Loan 7.65M DZD over 20 years at 5.00%: installment 50,500 DZD + ADE 2,230 = 52,730/month. Received furnished rent net charges 40,000/month. Monthly out-of-pocket complement: 12,730 DZD for 20 years. After repayment, net income 40k/month. F2 is best cash-effort/yield compromise for first rental investment in Algiers.
Frequently asked questions
Are these district prices updated 2026?
Yes, Kloufi data from 1.6M+ 2024-2026 notarial transactions, cross-checked with manually verified Ouedkniss/Lkeria listings monthly.
What charges does net ROI include?
IFU 5%, manager 6-15k DZD/year, PNO insurance 6-12k, annual maintenance 15-30k, average vacancy 5-8%, no pro management fees (self-management). Add 8-12% if agency mandate.
Can I buy F3/F4 without bank credit?
Yes via VEFA developer installment (24-36 months), notarized family loan, first property resale. 35% Algiers 2026 buyers purchase without bank.
How to precisely estimate my property?
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