Expert panel — law 11-04, executive decrees, JORADP.
1. Legal framework
Law 11-04 + executive decrees.
Methodology: official sources.
2. Promoter agreement
5 categories, procedure, obligations.
3. VEFA sales
Contract, obligations, FGCMPI guarantee.
4. Legal warranties
Perfect completion, biennial, decennial, trentenaire.
5. 5 practical cases
Promoter + buyer scenarios.
6. Tax & accounting
IBS, VAT, TAP, analytical accounting.
7. Disputes & jurisprudence
Recourse, Supreme Court decisions.
8. Outlook + FAQ + sources
Reforms, 16 Q&As.
FAQ
Agreement mandatory?
Yes for all promotion activity.
Categories?
A (10M DA) to E (200M DA).
VEFA deposit max?
20% of price.
FGCMPI guarantee?
100% of paid sums.
Perfect completion?
1 year.
Decennial?
10 years solidity.
VAT VEFA?
9% housing.
Without agreement?
Fine 500k-5M DA + prison.
Retard recourse?
Penalties + resolution.
Payment cash?
Prohibited.