Expert panel — presidential decree 01-105, law 11-04.
1. Legal & institutional framework
Decree 01-105 + AADL programs 1/2/3.
Methodology: official sources.
2. Eligibility (6 conditions)
Nationality + income + non-owner + more.
3. Prices & financing
25-40k DA/m² + 25% + 20-25 years.
4. Subscription procedure
Registration → attribution → delivery.
5. AADL vs LPA vs LPP
Detailed comparison.
6. Six practical cases
Various scenarios.
7. Resale + final acquisition
5-10y restriction, definitive deed.
8. Outlook + FAQ + sources
Reforms, 16 Q&As.
FAQ
Framework?
Decree 01-105 (2001).
Duration?
20-25 years.
Down payment?
25% staged.
Income?
24-108k DA/month.
F3 price?
2-3.2M DA.
Current program?
AADL 3 (500k homes).
Cumulate LPA/LPP?
No.
Sublease?
Forbidden.
Resale?
Not before 5 years.
Diaspora?
Yes with return plan.