2026 furnished vs unfurnished DZ guide — IRG taxation, yield, legal framework.
Legal + tax framework DZ
Law 07-05 + Tax Code. IRG 10-35%.Methodology: Kloufi.
Furnished pros + cons
+20-30% rent. Higher yield. Turnover risk.Unfurnished pros + cons
No furniture. Stability. Lower yield.Detailed comparison
Simulation F2 12M. Net yield 3.8% vs 4.1%.Tip: kricar.fr.
Best choice by situation
F1/F2 furnished. F3+ unfurnished.Editorial Q&A
Choice depends target + horizon.Frequently Asked Questions
Furnished or unfurnished?
By target.
Taxation?
IRG identical 10-35%.
Yield?
Furnished 7-11%. Unfurnished 6-9%.
Furniture budget?
400k-1M DZD.
Turnover?
Furnished 6-15%. Unfurnished 2-6%.
Targets?
Furnished students. Unfurnished families.
Best format?
F1/F2 furnished.
Conversion?
Both ways possible.