Tourist Allowance 750 €: Invest in Real Estate Abroad
Since 2026, the tourist allowance of 750 € has become a strategic lever for Algerians in the diaspora. This measure, supported by the Local Development Bank (BDL), makes it easier to access foreign exchange for trips abroad. But beyond tourism, it opens an unprecedented opportunity: buying real estate abroad. Discover how to transform this allowance into a second home in France, Spain or Turkey, with practical advice and real cases. To understand current real estate prices by wilaya, consult our price map by wilaya.
Tourist Allowance: A Lever for Buying Real Estate Abroad
In 2026, the Local Development Bank (BDL) launched a major initiative: an allowance of 750 € per year for Algerians aged 19 and over. This amount, paid in Algerian dinars converted at a fixed rate, can be used to finance trips, stays or, more strategically, real estate investments abroad. The scheme is part of a national policy aimed at strengthening international tourism while stimulating financial flows from the diaspora.
The BDL has also implemented a 50% promotion on its international Visa and Mastercard cards, making access to foreign exchange more affordable. This measure, combined with the allowance, enables Algerian citizens to unlock funds for real estate projects abroad. According to a study by the ons.dz" rel="nofollow">High Commission for Planning (HCP), nearly 63% of Algerians living abroad have already considered buying real estate in their country of origin or abroad.
A Change in Behavior Among Algerians in the Diaspora
The tourist allowance is no longer limited to covering travel expenses. It becomes an investment tool. In Spain, for example, Algerians from Constantine or Oran have begun using their allowances to finance down payments on apartments in Ibiza or Malaga. The average cost of a 60 m² apartment in Spain is 220,000 €, or approximately 27 million DA at fixed exchange rate. An allowance of 750 € equals 100,000 DA, which, combined with personal funds or a mortgage loan, can cover a significant portion of the down payment.
Comparison: Buying Real Estate in France, Spain, Turkey with Tourist Allowance
The most attractive destinations for Algerians in the diaspora are France, Spain and Turkey. Each presents specific advantages in terms of price, purchase conditions and ease of acquisition. Here is a comparative analysis based on average prices in 2026, purchase conditions and the impact of the tourist allowance.
- France: Average price per m² in Paris: 13,500 €. In Marseille, it drops to 4,200 €. Purchasing requires a foreign bank account and residence authorization. The tourist allowance can cover a third of the down payment for a property in a peripheral zone.
- Spain: Average price per m² in Barcelona: 5,800 €. In Malaga, it is 3,400 €. Algerians can buy without permanent residence. The 750 € allowance equals 120,000 DA, sufficient for a 10% down payment on a property at 150,000 €.
- Turkey: Average price per m² in Istanbul: 3,800 €. In Antalya, it is 2,100 €. Purchasing is possible without residence. The tourist allowance can cover up to 20% of the down payment, with a simplified process through partner agencies.
Real Cases: Algerians from Oran and Constantine Invest in Spain
Two real cases illustrate how the tourist allowance can be used for buying real estate abroad.
Case 1: Amel, 34 years old, from Oran
Amel has worked in Paris since 2018. In 2026, she received her tourist allowance of 750 €. She chose to use it to buy a studio of 35 m² in Malaga, at 130,000 €. With the help of her French bank account and a mortgage loan through a Spanish institution, she was able to make a 15% down payment (19,500 €). The tourist allowance covered 70% of this amount, approximately 13,650 €. She was thus able to finalize the purchase in 2026, without touching her personal savings.
Case 2: Karim, 29 years old, from Constantine
Karim, settled in Toulouse since 2020, used his tourist allowance of 750 € to finance a 10% down payment on a 50 m² apartment in Ibiza, at 180,000 €. Thanks to a partnership with a local real estate agency, he was able to complete the purchase in less than 4 months. The allowance covered 60% of the down payment, reducing his initial financial burden by 30%.
Tips to Optimize Tourist Allowance as Real Estate Investment
Transforming a tourist allowance into real estate investment requires a clear strategy. Here are 5 practical tips to maximize its impact:
- Choose the right destination: Opt for countries where real estate purchases are accessible, without residence requirements. Spain and Turkey are ideal.
- Calculate the impact of the allowance: An allowance of 750 € equals approximately 100,000 DA. Use our real estate estimation tool free to see how much this represents in m² abroad.
- Prepare your file: Retrieve your identity card, proof of income and your foreign bank account. The notary requires these documents.
- Use partnerships: Real estate agencies partnering with DZ-Immobilier offer special conditions for Algerians in the diaspora. Consult our directory of partner agencies.
- Integrate credit: Combine the allowance with a mortgage loan. In Spain, rates are at 3.2% in 2026. In Turkey, they are 4.8%.
Comparative Table: Costs and Profitability of Buying Real Estate Abroad
| Criterion | France (Marseille) | Spain (Malaga) | Turkey (Antalya) |
|---|---|---|---|
| Price per m² (€) | 4,200 | 3,400 | 2,100 |
| Cost of a 2-room apartment (60 m²) | 252,000 € | 204,000 € | 126,000 € |
| Tourist allowance covered (750 €) | 15% | 20% | 30% |
| Average annual rental (€) | 15,000 | 12,000 | 8,500 |
| Return on investment (annual) | 5.9% | 5.9% | 6.7% |
FAQ — Frequently Asked Questions
What is the 750 € tourist allowance for Algerians in the diaspora?
The 750 € tourist allowance is a scheme launched by the BDL in 2026 to facilitate trips abroad. It is paid annually to Algerians aged 19 and over. It can be used to finance trips, stays or, under certain conditions, real estate investments abroad.
Can I use my tourist allowance to buy a property in Spain?
Yes. Although the allowance is initially intended for tourism, it can be used as funds for a real estate down payment provided you justify the use. In Spain, Algerians can buy without permanent residence. The process is simplified through partner agencies.
Who can benefit from the tourist allowance for buying real estate abroad?
All Algerians aged 19 and over, residing abroad or in Algeria, can benefit from it. Conditions vary depending on the wilaya of residence and tax status. Residents of Constantine, Oran or Algiers have priority access.
Is it possible to buy a property in real estate abroad starting from Algiers or Oran?
Yes. Even while in Algeria, you can buy a property abroad. You must have a foreign bank account, proof of income and a passport. The process can be managed remotely through a local notary or partner real estate agency. Consult our real estate consensus map by AI to check prices in real time.
Can I combine the tourist allowance with a mortgage loan?
Yes. The tourist allowance can cover part of the down payment, while the mortgage loan will finance the rest. In Spain, rates are 3.2% in 2026. In Turkey, they are 4.8%. Consult our mortgage broker guide to compare offers.
Conclusion
The 750 € tourist allowance is no longer just a travel tool. It becomes a strategic investment lever for Algerians in the diaspora. In France, Spain or Turkey, it can cover up to 30% of the real estate down payment. Through partnerships, estimation tools and practical advice, you can transform this allowance into a second home or a source of rental income. Don't miss this opportunity. Calculate now the potential of your tourist allowance and discover how to invest it wisely.
