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Algeria rental income tax (IRG foncier) 2026: absolute guide (landlords + diaspora + optimization)

Expert panel — official sources DGI, CIDTA, JORADP, DZ-France 1999 tax treaty.

Expert panel — official sources DGI, CIDTA, JORADP, DZ-France 1999 tax treaty.

1. Legal framework

CIDTA articles 42-47, annual finance laws, DZ-France 1999 treaty.

Methodology: CIDTA + expert interviews.

2. Flat 7% regime

7% housing, 15% commercial, 10% furnished. Liberatory.

3. Real regime

Deductions per art. 42 CIDTA. Progressive IRG.

4. Furnished + seasonal

Furnished 10%. Airbnb BIC regime.

5. Diaspora France 1999 treaty

Taxation in Algeria + French tax credit.

6. 6 practical cases

Resident F2, commercial, 4-unit building, furnished, France diaspora, family SPA.

7. Other property taxes

IFPB 3-10%, TAP 2% pro, sanitation.

8. DGI control & recourse

Reinforced since 2022. Sanctions 25-100%. Contentious appeal.

9. Legal optimization

Regime choice, family SPA, art. 74 CIDTA deductions.

10. Common errors

Bail non-registration, verbal leases, no justification.

11. 2026-2030 outlook

Digitization, informal market reduction, diaspora incentives.

12. FAQ (16 questions)

In-depth Q&As on all IRG foncier aspects.

13. Sources

CIDTA + finance laws + DZ-France treaty + DGI instructions.

FAQ

Housing flat rate?

7% gross rents, liberatory.

Commercial rate?

15% by tenant company withholding.

Furnished housing?

10% withholding.

Real regime when?

Charges > 40-45%.

Deductions?

Agency, copro, PNO, IFPB, repairs, loan interest.

France diaspora?

1999 treaty: tax in DZ + credit in France.

Bail registration?

Mandatory art. 253.

Prescription?

4 years.

Non-declaration sanctions?

Recall + 25% + interest.

Voluntary regularization?

Reduced 10% penalty.

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